JUBILEE DEBT MANAGEMENT

Debt is a four-letter word that many people have become far too familiar with in recent years. At Jubilee Debt Management, we believe that the best way to help consumers free themselves from debt is through sound advice.  We provide just that, relying upon our years of experience. We know that debt can be stressful and we also know what it takes to free yourself from thisburden.  Realise that you are not alone. You have come to the right place. We have helped thousands of people get out of debt and you could be the next.

Let us help you take care of your financial issues so you can face a debt-free future.  You will have more time to focus on the important things in life.  It is about time you started living, don’t you think?  We do, and we provide you with tips, resources, and programs that will help you do just that.  Stop wasting time with creditor phone calls and letters and eliminate the excuses.  Repaying your debt is not as difficult as you might think.  You just need guidance from the experts, and that is where we come in.

We Relieve The Burden Of Debt

If debt repayment has become unaffordable, your quality of life will soon begin suffering.  Paying household living expenses like utilities, food, and the rent or mortgage may become difficult.  Debt management can prevent you from falling into this financial bind.  Whether an increase in living expenses or reduction in income has made it impossible to make ends meet, realize that there is a solution that, more often than not, relieves the debt burden rather quickly.

After just one conversation, we can determine whether debt management is a suitable approach.  We will explain how to reduce debt payments to one per month, reduce the monthly amount of this single payment, and reduce or freeze charges including interest.  You will learn how to get back into control of your finances without using a loan and stop creditors from hassling you.

How A Debt Management Plan Can Help You

A debt management plan offers several benefits and our experts play an active role in helping you realize them.  This approach is different from debt consolidation because additional borrowing is not required to reduce repayments.  We agree upon a new repayment plan with your unsecured creditors, spreading the cost of covered debts.  You pay less money with each installment, but pay over a longer period, making other ongoing expenses more affordable.

The process involves identifying ongoing financial commitments and determining what can be afforded after these are fulfilled.  We handle the negotiations with lenders, requesting that they agree to the reduced payments we determine with you.  Based on our longstanding relationships with most major creditors, we are confident that our proposals will be successful.

During negotiations, we also request that creditors freeze interest and other charges.  This helps you begin repaying debt more quickly.  Lenders are not obligated to agree to this but they often do because they realize this is the most customer-friendly approach.  A debt management professional is in your corner every step of the way, handling calls, paperwork, and payments to creditors.  Our customers do not trouble themselves with direct contact with these lenders because we take care of everything.

Other Services We Provide

Our experienced professionals can also help you with financial issues that are not handled through a debt management plan.  These include Council Tax, utility bill, mortgage, and rent issues. If any priority debts have become unaffordable, we can provide advice and guidance.  If a creditor has threatened to issue a Charging Order, CCJ, take repossession, or petition for your bankruptcy, we can help.  We can even assist if you have received a Statutory Demand.

Everyone Wins With A Debt Management Plan

When a debt management plan is put in place, there are no losers. Though they are not obligated to agree to it, lenders realize the benefits of this plan. Most would rather deal with a professional debt management company to receive smaller, consistent payments than become tangled up with debt collectors or involve the courts, two paths that provide no guarantee of repayment.

As the individual in debt, you have the benefit of our debt management expertise. We negotiate with creditors on your behalf, proposing a debt management plan that you can afford and that we believe your lenders will agree to honor.  You pay less money towards covered debts each month and are no longer hassled by creditor calls, letters, and emails.

Is A Debt Management Plan Always The Answer?

Though a debt management plan is an effective solution for many people, it is not right for everyone. Debt consolidation, an Individual Voluntary Arrangement (IVA), a Debt Relief Order, or Bankruptcy may be more suitable for residents of England or Wales.  Individuals residing in Scotland may receive greater relief from a Debt Arrangement Scheme, Trust Deed, or LILA or regular sequestration.

By conducting a comprehensive review of your financial situation, we are able to determine the best debt management solution.  We have done the same for many people before you, allowing them to get on the road to debt repayment without delay.  Many of them are already living debt-free, no longer consumed with worries regarding their finances.  They are enjoying life for the first time in years!

What Distinguishes Jubilee From the Competition

Jubilee is not the same as most debt management companies.  We take a personal approach, assigning an experienced debt management advisor to each customer. This individual is available to discuss your financial issues and provide advice and guidance throughout the process.  You will develop a trusted relationship with this person and there will be no need to repeat your story or be transferred to different representatives each time you call.

Our service does not end once we identify a suitable debt management solution for you. We offer our undivided attention until you are debt-free.  Though this process can take months or years, one of our debt management advisors remains by your side, ready to answer questions and resolve issues whenever asked.  The value added by this level of customer service is priceless.

Our website provides valuable information and we encourage you to visit it often.  Read about the latest debt and financial news, learn more about the various debt management solutions, and find answers to frequently asked questions.  Delve into one of our many guides, which cover topics including debt collection and harassment, credit card debt, charging orders, and county court judgments.  If you come across an unfamiliar term during your reading, refer to our glossary page for clarification.

We even offer an online calculator that helps you determine whether a debt management loan is an affordable solution.  Use this tool to find out how large the loan must be to repay your outstanding debt. With just a click of the mouse, you can model loans with different interest rates, viewing the associated monthly payments.  This is the simplest way to find a loan that you can afford in order to become debt-free.

Trusted Advice From Experienced Professionals

When it comes to managing debt, you want to deal with the best debt management company.  We believe that Jubilee is that organization.  Our leadership has recruited the best debt management professionals and trained them to be even better. We update our website regularly to provide new and useful information to you, the consumer.  We make ourselves available via email and telephone during extended hours so you can reach us at your convenience.

The advice we offer is backed by our years of experience dealing with others in your situation. No matter what level of debt you find yourself in, we can help get you out of it.  Listen to our recommendations, trusting that we are guiding you in the right direction.  Before long, your financial situation will begin to improve and you will see light at the end of the tunnel.

With our help, you will become debt-free more quickly than you ever dreamed possible.

When selecting a debt management plan provider, it is important to do your homework.  Our site provides a wealth of information but if you have more questions, we encourage you to reach out to us.  We will provide prompt and comprehensive answers to your debt management questions and help eliminate your concerns.  Our advice is personalized for your situation because a customised approach is the most effective way to eliminate debt.

Our tips, guides, budgeting tools, and other resources help keep you out of debt.  If you are already in it, contact us to learn how to get out.  Together, we will explore debt management plans, a debt consolidation loan, IVA, Debt Relief Order, and bankruptcy.  If you reside in Scotland, we will discuss the Trust Deed, Debt Arrangement Scheme, and regular or LILA sequestration.  After just one conversation, you will have enough information to pursue a course of action to begin getting out of debt and start living a more financially comfortable lifestyle.